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NETWORK TOKENIZATION

Unlock higher authorization rates

Replace card numbers with network tokens and secure payment flows. Manage tokens across different providers with one integration, and keep all credentials up to date.

Boost payment performance with network tokens

Stored card details expire or are replaced over time, leading to failed payments and lost revenue. Payrails integrates tokenization without relying on individual PSP implementations.

Manage network tokens via one integration

Payrails can request and provision network tokens without building separate integrations with card networks or PSPs. Tokens are created and stored inside your existing payment and checkout flows – no extra integration work.

Automatically keep credentials up to date

Network tokens are maintained by card networks and updated when cards expire or are replaced. This reduces failed payments caused by outdated credentials and maintains recurring flows.

Use tokens across providers without lock-in

Network tokens can be used across multiple PSPs, allowing routing without being tied to a single token vault. This supports flexible payment setups and consistent performance across providers.

Turn payments into profits

Grow smarter with AI-native payment optimization. Get a walkthrough tailored to your business, markets, and stack.

Got questions?

Network tokens are payment credentials issued by card networks such as Visa and Mastercard. They replace stored card numbers and are automatically updated when card details change.