Operate Your Payments Efficiently at Scale

Flexible payment infrastructure built for high-growth businesses to accept payments globally and streamline payment operations.

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Payment orchestration
Tailor-Made Solutions for your Enterprise
Strong Partnership focused on Business Impact
Made by Merchants for Merchants
Tailor-Made Solutions for your Enterprise
Strong Partnership focused on Business Impact
Made by Merchants for Merchants
KPI DRIVEN

Unlock the Value of Payment OptimisationOperating System

Enhance User Experience

Give your customers a seamless payment experience and maximize conversion rates by offering local payment methods, better handling of declined payments, and introducing instant refunds.

Drive Revenue Uplift

Increase sales and customer lifetime value by intelligently retrying declined transactions and finding payment routing scenarios for optimal approval rates.

Lower Operating Costs

Reduce payment processing costs, minimize PCI DSS compliance efforts, and decrease the time and effort internal engineering teams spend on payments.

Boost Business Growth

Expand to new markets effortlessly while connecting with any local PSPs and acquirers. Stay PSP agnostic globally by leveraging Payrails' unified API connectivity.

Enhance User Experience

Give your customers a seamless payment experience and maximize conversion rates by offering local payment methods, better handling of declined payments, and introducing instant refunds.

Drive Revenue Uplift

Increase sales and customer lifetime value by intelligently retrying declined transactions and finding payment routing scenarios for optimal approval rates.

Lower Operating Costs

Reduce payment processing costs, minimize PCI DSS compliance efforts, and decrease the time and effort internal engineering teams spend on payments.

Boost Business Growth

Expand to new markets effortlessly while connecting with any local PSPs and acquirers. Stay PSP agnostic globally by leveraging Payrails' unified API connectivity.

Payment Orchestration

Optimize Your Payment Performance

Empower your business teams to gain complete control and flexibility over payment operations to achieve your business goals.
Ledgers

Manage All Money Movement Seamlessly

Automate large-scale financial operations for better control and visibility by tracking, managing, and reconciling your money movement effortlessly.

Receive funds from many sources

Leverage Ledgers to let your customers pay with their existing points, credits, and wallet balances combined with other payment methods.

Split funds into many destinations

Track the funds of your partners, vendors, riders, marketplace sellers, and your commission, marketing incentives and more by splitting funds easily into different ledger accounts based on your business needs.

Fee management

Reduce errors by 98% while eliminating manual efforts and operational overhead for your finance & ops teams.

composition and split via ledgersPayment composition and split

Secure purchase experience

Track and manage on-hold balances using custom Ledger accounts, and release funds when the buyer confirms shipment.

Streamlined Payment Operations

Get alerted on financial anomalies to take immediate action, and easily manage refund requests even after the settlement.

Double Entry Bookkeeping

Every transaction and money movement is recorded following double-entry standards to ensure consistency and reliability.

escrow managementescrow management

Instant refunds to balance

Delight your customers with a superior refund experience by avoiding lengthy bank timelines and making their funds available immediately for a new purchase.

Complex refund scenarios

Handle complex cancellation scenarios with multiple fund sources within a single transaction, various refund destinations, and payment processors.

Process automation

Eliminate operational efforts for manually coordinating refund claims and processing refunds with end-to-end automation, including the edge cases.

instant refund operationsInstant refund management
USE CASES

Flexible for Your Business

Routing

There are various types of measures to help merchants with improving payment performance.

You can use any order and payment data attributes to define payment method selection, sorting, and payment processing flow. Payment routing scenarios can be designed to reduce costs, increase acceptance rates and minimize your risk exposure.

We have seen a 2-5% order conversion impact by introducing the right routing scenarios.

Marketplace Payments

Marketplace businesses are often required to segregate funds into different ledger accounts belonging to various parties.

You can split transactions into any number of components in real-time using Ledger accounts. Funds could be parked as escrow to ensure additional security between buyers and sellers.

With an end-to-end tracing of every money movement, our marketplace payment solution helps to reconcile funds with 98% less manual work.

Cash Collection

Cash is still a highly preferred payment method across many countries.

You can trace all cash orders using Ledgers and access a network of local cash collection providers across the globe through a single integration layer.
Highly automated cash collection reduces manual errors and internal fraud while increasing the convenience for your riders.

We have seen a significant decrease in the cash handling cost and up to 20 points uplift in rider NPS.

Marketing Incentives

Unifying different monetary incentives improves customer experience & helps streamline financial processes. Things get complex with fund types that are only available in specific contexts, cannot be combined, or require a conversion.

You can use Ledgers to create, store & redeem funds with end-to-end traceability. It becomes significantly easier to implement partner-funded or BIN-based discount campaigns.

We have seen good improvement in the campaign results & ops automation.

Offering Multiple APMs

Customers are much more likely to complete a purchase if they can pay via their preferred payment methods. Giving users a greater choice helps reduce cart abandonment and drive your conversion up.

You can easily introduce alternative payment methods (APMs) worldwide through a single integration layer. APMs are also often cheaper than credit cards helping you to lower the cost per order and improve margins.


We have seen up to 2% recovery of failed payments with APMs.

PORTAL & DASHBOARD

Observe, Analyze and Investigate

Gain visibility into a complete overview of your payment & financial operations with a unified analytics layer bringing all data points together.

successful payment volumesuccess rate reportauthorised paymentinitiate instant refundenable payment integrationstransactions report
Successful payment volumepayment success rateauthorised paymentInitiate Refund on payment systemonline payment integrations managementtransactions report
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