When payments happen in more places – at delivery points, on retail floors, through mobile apps – complexity tends to grow with scale. Each new country and channel brings its own challenges: hardware constraints, processor dependencies, and disconnected data.
When payments break, the customer feels it first. Once you’ve experienced a truly seamless checkout – online, in-store, or across channels – any small point of friction becomes noticeable.
Behind the scenes, the operational and technical burden is even greater. Different markets, channels, and providers create a fragmented payment stack composed of a patchwork of integrations, tools, and providers, resulting in revenue leakage, launch delays and inefficiencies that slow growth and limit innovation.
This friction slows teams down – especially those operating globally at scale.
From the start, Payrails platform was designed to unify how payments are accepted, routed, and optimized – regardless of channel, geography, or processor.
In-person payments is the natural next step in that journey.
Why it was important for us to fix this
Most in-person payment solutions are built in isolation – new workflows, new hardware, new integrations. We took a different approach. In-person didn’t need a new system – it needed to plug into the one businesses already use. This helps avoid the typical 3-5 year device upgrade cycle, allowing businesses to realize value much sooner.
Our goal was clear: make in-person acceptance fast to deploy, coupled with powerful data and optimization capabilities, and resilient to scale globally.
One platform for all acceptance channels
With Payrails, businesses can accept contactless cards, digital wallets, and QR-based payments through a single integration – on any device, from smartphones and tablets to stationary point-of-sale (POS) terminals.
No new hardware needed. Just embed our SDK into your POS system and activate the payment methods you need.
Through a single integration with Payrails platform, businesses now can:
- Configure acceptance across devices and regions
- Define routing logic to optimize performance and costs
- Monitor real-time authorization rates and geographic trends
- Activate built-in fallback mechanisms to avoid downtime or disruptions
- Gain full visibility across all channels
Because Payrails is processor and hardware agnostic, the setup adapts as your operations grow. You stay in control – choosing your partners, scaling across markets, and consolidating data at every touchpoint.
What’s next
Businesses already using Payrails are rolling out in-person payments to speed up launches, simplify operations, and improve performance. We're seeing impressive results, and we're already working on the next wave of improvements. Stay tuned.
If you’re ready to activate in-person acceptance or want to learn more about how it fits into your payments stack, let’s talk.
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