Real estate has long been one of the hardest asset classes for most people to access. Buying property has traditionally meant large capital, local presence, and slow, paper-heavy processes – which is why most people never invest in it at all.
PRYPCO, founded in 2022 by Amira Sajwani, is changing that. Through two complementary models – fractional property ownership via PRYPCO Blocks, and PRYPCO Mint, the region's first tokenized real estate investment platform that also enables investments in gold – PRYPCO is opening up Dubai's real estate market to anyone, anywhere.
It's working. More than 100,000 users from 195 countries are already on the platform, and the company is backed by General Catalyst and Shorooq Partners.
Behind the scenes, the two products put very different demands on payments. Blocks sees steady, ongoing investment inflows as properties fund over hours or days. Mint listings are launch-driven, with demand arriving in sharp spikes. Supporting both means handling different volume patterns, timing, and risk profiles behind a single investor experience.
That's why PRYPCO has partnered with Payrails: to make sure their payment infrastructure can scale as fast as they do.
How Payrails helps PRYPCO run two investment models on one integration
With Payrails, PRYPCO manages payments for both Blocks and Mint through a single integration, with control over routing and retry logic across payment providers – so adding or switching a provider doesn't mean another engineering build.
"PRYPCO is building something genuinely new in real estate investment, and the two sides of their platform put very different demands on payments. We're proud to be the infrastructure powering both, and to help them scale as they add markets and products." -Orkhan Abdullayev, Co-Founder and CEO, Payrails
For an investment platform, checkout friction carries a real cost: a returning investor who has to re-enter card details in the minutes a listing is live may simply miss the window. PRYPCO stores investor credentials in Payrails Token Vault, so returning investors pay without re-entering their card. Payrails will also provision Network Tokens on top, keeping those stored credentials current when cards are reissued or expire – resulting in fewer declines at the moment it matters most.
PRYPCO's finance team will also consolidate payment reporting through the Unified Fee Settlement Report, replacing fragmented, per-provider reconciliation with a single view of cost and performance across products and providers.
"Payments are a critical part of the investor experience, particularly as we continue to scale across multiple real estate investment models and international markets. Our collaboration with Payrails provides us with the infrastructure and flexibility needed to support that growth, enabling PRYPCO to continue expanding into new products, markets, and capabilities without compromising on speed, efficiency, or user experience." -Essa Ibrahim, Co-Founder and President, PRYPCO
Platforms like PRYPCO are a sign of where investment is heading: products that make previously inaccessible assets available to a global audience, with payments doing the quiet, critical work underneath.
Talk to us about multi-product payment flows
Learn more about how Payrails helps platform businesses like PRYPCO to manage complex, multi-product payment flows.
About Payrails
Payrails helps businesses use payments as the foundation for optimizing growth and global performance. With a comprehensive financial infrastructure platform spanning Payment Orchestration, Tokenization, Unified Analytics, Reconciliation, Chargebacks, and Fee Monitoring, Payrails empowers companies to boost revenue and margins through AI-native workflows and a collaborative, hands-on approach. Our track record has made Payrails a trusted partner for brands and high-growth platforms including Puma, HelloFresh, Vinted, Preply, Flix, Careem, inDrive, and other global leaders.
About PRYPCO
PRYPCO is a UAE-based PropTech platform making real estate investment accessible to anyone, anywhere. Through PRYPCO Blocks (fractional property ownership) and PRYPCO Mint (the region's first tokenized real estate investment platform, which also enables investments in gold), PRYPCO serves more than 100,000 users from 195 countries. PRYPCO is backed by General Catalyst and Shorooq Partners.
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